At HOWNW.com, you can search for programs that can assist with down payments, etc. Beginning 2019, Oregon buyers can also take advantage of a First Time Buyer Savings Account (which you open at any bank), which allows a $5000 deduction on taxes.
Got a remodeling project planned in that new house? (of course you do, don't be silly) In Portland, start at the Bureau of Development Services to see if you need a permit - and of course, check the average cost of your project based on this guide updated yearly by Pillar to Post.
I'll admit it: I'm going to have you sign something right away. Oregon real estate law says I have to, at our first "substantive meeting." You'll have to sign something saying you got told about it a number of places in the paperwork as we move through your sale, in fact; it's kind of a big deal. There's even a brochure about it, which you should download and read.
Oregon is a state which allows for an agent to handle both the buyer and the seller in a transaction. I could do that. BUT I DON'T. My exception to the rule is if you want to do a transaction with a friend; in that case we'll all sit down over takeout and work out a price everyone is happy with, and everything will be 110% transparent.
You've gotten a copy of this every time you rented an apartment. Here's another. I'll stick one in your file, too.
Deb Counts-Tabor. Licensed in Oregon (Portlandia Properties, 200604343) and Washington (Realty ONE Group Cascadia, 120635).